People can apply for Social Security Disability benefits long before they are 65. Did you know that three out of every ten workers in the United States are likely to become disabled before they reach retirement age? Most people only think about what the Social Security Administration gives to people once they are retired, but the reality is, it also helps younger people, too.
Social Security Disability Checklist - What You Need
This Social Security Disability Checklist will give you a few important points that you need to consider when applying:
Have Your Paperwork Well Prepared - One of the key Social Security Disability checklist points is preparation. If you are a working senior, you will need to have proper documentation from your physician stating what kind of disabilities that you may have. You need to have this in writing, and its best to have reports from more than one doctor. In addition, your doctors' statements should be recent. Having this paperwork is the key, and it will speed up your approval process.
Social Security Disability Advocates - Having medical statements is a good start, but some seniors feel overwhelmed by the entire process of applying for disability.
A Social Security Disability Advocate has a wealth of knowledge and experience, which can help you through your hearing process. They can obtain all of the paperwork that you need from your doctors with your permission, and can save you a lot of headaches. Just remember that hiring a Social Security Disability Advocate does not guarantee that you will win any claims, but they can definitely help you through the process.
Use Patience and Persistence - Oftentimes the U.S. government moves at a snails pace. That's because there are so many people they need to deal with on a daily basis. The average time that it will take you to get approved for Social Security Disability can be anywhere from six months to two years.
Therefore, you need to give them some time before you begin inquiring about your case status. However, after six months, it's a good time to find out if they can give you any feedback on your case. Paperwork occasionally gets misplaced, so a friendly request can always let you know the status of your case.
Learning How Much You Will Receive - Social Security Disability is usually determined by how much you have put into the system. Since seniors have worked most of their lives, they can usually expect a higher payment than someone, who hasn't worked that many years, or who hasn't put a lot of money into the system through their job.
If there is some reason that you have never worked, or never received that much of an income throughout the years, you would be applying for Social Security Income, and not Social Security Disability. The Social Security Administration will let you know which you are eligible for, and they can calculate approximately how much you should receive.
Compassionate Allowance - Regardless if you are receiving Social Security Disability or Social Security Income, you could also qualify under the Compassionate Allowance List. The Compassionate Allowance List identifies multiple diseases that will automatically speed up the application process.
To find out more about the illnesses covered, visit:
Social Security Disability Checklist - Conclusion
If you ever become disabled, you will probably need to have financial assistance as soon as possible. The Social Security Disability checklist covered in this article has given you some ideas how to make the application process much easier, and lets you know what to expect.